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Janashakthi Full Option
has brought about a
revolution in
comprehensive motor
insurance. It provides
extensive benefits to
the owner of the
vehicle, occupants and
even pedestrians. |
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It goes beyond the
normal benefits that one
may usually get from a
motor insurance policy
at no extra cost. |
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For Online
services please click on the
image below |
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Toll
Free 24 Hour Customer Care
Centre
The Janashakthi Call Centre is
at your service day and night -
Call
2 303 300 |
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On site
Claim Settlement
Wherever possible an assessor
will visit the site of the
accident immediately and reach a
settlement then and there. All
you have to do is call
Janashakthi Call Centre on 2 303
300 and we will help you out. |
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Cash
for Hospitalisation
If any occupant is hospitalised
for more than 48 hours, we will
pay Rs.2,500/- per day up to a
maximum of 20 days. |
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Replacement Vehicle or Cash
If your car or dual-purpose
vehicle is garaged for more than
4 days, a cash allowance of
Rs.1500/- per day will be paid
for a maximum of 14 days
excluding the first 4 days. For
Motor Cyclists and
Three-wheelers the entitlement
will be Rs. 500/- per day. (
This is however subject to the
assessor's opinion as to how
long the repairs would take in
normal circumstances). |
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Personal Accident Insurance for
Occupants
If any occupant of your vehicle
dies within 90 days of an
accident to the vehicle, the
dependants will receive
Rs,100,000/- as compensation. |
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No
Police Statements are Required
For vehicles inspected on site
by our assessors we will not
require a police report. |
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No
Estimates are Required
Whenever we inspect the damage
at the site of the accident, we
do not need an estimate if the
repair costs are below Rs.
25,000/-. |
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Towage
Service
When your vehicle cannot be
moved due to an accident, we
will not leave you in the lurch.
We will arrange for a "tow
truck" at a concessionary rate. |
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Fatal
Accident to a Pedestrian (Janashakthi
"No Fault" Pedestrian Scheme)
If your vehicle is involved in a
fatal accident to a pedestrian,
the next of kin of the deceased
will receive Rs.25,000/-, even
if you are not at fault. |
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No
After Repair Inspection or
Salvage
These are no longer required
except in a few a situations. |
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14 Day
automatic cover
In the event of you forgetting
to renew your insurance on time,
the company provides automatic
extension of third party cover. |
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If
you need to meet one of our
professional Financial Advisors
to customize the Janashakthi
Full Option Plan according to
your distinct needs and wants
please click here to
Contact Us. |
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Download Proposal Form |
Third Party
Insurance
It's compulsory by law that all
vehicles on the road should at
least have 3rd party
insurance cover. It covers any
liability arising out of
accidents caused to persons and
property.
Third Party Fire and Theft
Insurance
In addition to basic 3rd
party liability insurance cover,
damages to your vehicle from
fire and theft can also be
covered. |
