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Janashakthi Full Option has brought about a revolution in comprehensive motor insurance. It provides extensive benefits to the owner of the vehicle, occupants and even pedestrians.
It goes beyond the normal benefits that one may usually get from a motor insurance policy at no extra cost.
 
Toll Free 24 Hour Customer Care Centre
The Janashakthi Call Centre is at your service day and night -
             Call 2 303 300
On site Claim Settlement
Wherever possible an assessor will visit the site of the accident immediately and reach a settlement then and there. All you have to do is to call Janashakthi Call Centre on 2 303 300 and we will help you out.
Cash for Hospitalisation
If any occupant is hospitalised for more than 48 hours, we will pay Rs.2,500/- per day up to a maximum of 20 days.
Replacement Vehicle or Cash
If your car or dual-purpose vehicle is garaged for more than 4 days, a cash allowance of Rs.1500/- per day will be paid for a maximum of 14 days excluding the first 4 days. For Motor Cyclists and Three-wheelers the entitlement will be Rs. 500/- per day. ( This is however subject to the assessor's opinion as to how long the repairs would take in normal circumstances).
Personal Accident Insurance for Occupants
If any occupant of your vehicle dies within 90 days of an accident to the vehicle, the dependants will receive Rs,100,000/- as compensation excluding motorcycles.
No Police Statements are Required
For vehicles inspected on site by our assessors we will not require a police report unless otherwise the accident itself is complicated in nature.
No Estimates are Required
Whenever we inspect the damage at the site of the accident, we do not need an estimate if the repair cost is below Rs. 25,000/-.
Towage Service
When your vehicle cannot be moved due to an accident, we will not leave you in the lurch. We will arrange for a "tow truck" at a concessionary rate.
Fatal Accident to a Pedestrian (Janashakthi "No Fault" Pedestrian Scheme)
If your vehicle is involved in a fatal accident to a pedestrian, the next of kin of the deceased will receive Rs.25,000/-, even if you are not at fault.
No After Repair Inspection or Salvage
These are no longer required except in a few a situations.
14 Day automatic cover
In the event of you forgetting to renew your insurance on time, the company provides automatic extension of third party cover.
 
If you need to meet one of our professional Financial Advisors to customize the Janashakthi Full Option Plan according to your distinct needs and wants please click here to Contact Us.
Download Proposal Form
 
Third Party Insurance
It's compulsory by law that all vehicles on the road should at least have 3rd party insurance cover. It covers any liability arising out of accidents caused to persons and property.

Third Party Fire and Theft Insurance
In addition to basic 3rd party liability insurance cover, damages to your vehicle from fire and theft can also be covered.


Click here for Risk Management
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