Janashakthi Full Option
has brought about a
insurance. It provides
extensive benefits to
the owner of the
vehicle, occupants and
It goes beyond the
normal benefits that one
may usually get from a
motor insurance policy
at no extra cost.
24-hour customer care call centre
Anytime you are in need, don’t hesitate to pick up your phone and call us. Our efficient customer service team is available 365 days a year and is ready to be of service to you on our hotline (011) 2 303 300
On site claim approval
A team of professional assessors
will visit the site of the
accident and assist you to reach
a settlement immediately
(However, you are required by law to report the accident to the police)
Your Claim, Your Choice We give you many claim options. You our valued customers are free to choose how you claim.
On site claim approval
Garage of your choice
Full Option Auto Centre
Any authorized agent
No police report required
If the accident is assessed by Janashakthi Assessors on site, no police report is required to settle the claim.
Full Option Auto Centre Being the only insurer to fully own and run a collision repair centre, the Full Option Auto centre will be the convenient way to get your vehicle repaired to the manufacturers specifications using state of the art technology. When you want your vehicle up and running as soon as possible, the Full Option Auto Centre will enable you to get the job done faster.
Island wide garage network
We have tied up with over 100 garages across the entire island to provide a hassle free accurate service. Our call centre will be available 24/7 365 days of the year to give you information on the Full Option enlisted garages
Cash for replacement vehicle
We will provide you with a generous allowance for a replacement of the vehicle up to a maximum period of 10 days after the first 4 days, based on our assessor’s estimate of the repair period. (Repair days will be calculated on man-hours)
The cash benefits are as follows
Cars and Dual purpose vehicles (Private and Hired) – Rs. 1,500/- per day.
Three Wheelers – Rs. 500/- per day.
If required, cash for replacement could be increased by a nominal payment
Accidents could happen due to no fault of your own or your driver. With Janashakthi Full option, you can safeguard your No Claim Bonus (NCB), irrespective of who is at fault for a nominal premium.
Personal accident insurance for occupants
If the death of any passenger/driver occurs due to an accident, within 90 days of the event, the dependents will receive Rs. 100,000/-.
(Not applicable for Motor Cycles)
Cash for Hospitalization
If any occupant of your vehicle is injured and hospitalized due to an accident, we will pay Rs. 2,500/- per day, up to a maximum of Rs. 50,000/- (20 days). This benefit is active after the 2nd day (48 hours).
(This benefit is provided for on-site assessments only)
15 day automatic cover
We will continue to provide you with an automatic 3rd party insurance cover up to 15 days, AFTER you Full Option policy expires, in case you have forgotten to renew your policy
In the event of a fatal accident caused by a vehicle insured with Janashakthi Full Option, the deceased pedestrian’s next of kin will receive a compensation of Rs. 25,000/- irrespective of who is at fault. That way, we will help lift any financial burden you may unexpectedly have to bear.
you need to meet one of our
professional Financial Advisors
to customize the Janashakthi
Full Option Plan according to
your distinct needs and wants
please click here toContact Us.
It's compulsory by law that all
vehicles on the road should at
least have 3rd party
insurance cover. It covers any
liability arising out of
accidents caused to persons and
Third Party Fire and Theft
In addition to basic 3rd
party liability insurance cover,
damages to your vehicle from
fire and theft can also be