Critical illness Insurance:
You can take critical illness insurance
for as much as 10% of the basic sum
insured or Rs. 2 Mn whichever is lower.
This benefit covers 22 "dread diseases".
In
order to beat the illeffects of
inflation, Janashakthi has also
formulated a unique variation of the
Swarnashakthi policy, where the sum
insured increases by 5% or 7.5% compound
each year, although the plan remains
unchanged.