|
Janashakthi Life
Unlimited is a unique 20
year Financial Plan,
with a package of
in-built benefits some
of which continue even
after the policy
matures. It is the best
life insurance solution
available in Sri Lanka,
and is unmatched by any
other product. |
|
What is unique About
Janashakthi Life
Unlimited? |
 |
It
is a Financial Plan
which provides you life
time medical protection. |
|
|
It
is a Financial Plan
which provides you life
long natural and
accidental death
insurance. |
|
These insurances are
available for your
entire lifetime
without any payment of
premium after the 20th
year. |
Eligibility Criteria
and Other Conditions
|
Minimum age at
entry |
: |
18 Years |
|
Maximum age at
entry |
:
|
50 Years |
|
Premium paying
period |
:
|
20 Years |
|
|
This is an example of a
typical Janashakthi Life
Unlimited policy where
the basic sum insured is
Rs.400,000/=. |
|
Benefits during the
Premium Payment Period |
|
|
Hospitalisation
Benefit :
You are covered for
Rs.80,000/= per year for
the 20 year period or
clash plan 2,000/= per
day. |
|
|
Critical Illness
Insurance :
If you are diagnosed
with any one of the 25
critical illnesses
listed by us you will
receive a payment
equivalent to the
Insured Amount, i.e. in
this instance
Rs.400,000/= (subject to
policy terms &
conditions). |
|
|
Natural Death Benefit
:
Pays the Insured
Amount and in this
instance Rs.400,000/= to
your loved ones. |
|
|
Personal Accident
Death Benefit :
Pays 2 times the Insured
Amount and in this
instance Rs.800,000/=
and total payment is
1,20,0000/=. |
|
|
Total and Permanent
Disability : Due to Sickness or
Accident.
In the event of your
total and permanent
disablement the policy
pays 3 times the insured
amount . In this instance
you will receive
Rs.1,200,000/=. |
|
|
Partial Permanent
Disability : Due to
Accident.
A specified % of the
Insured Amount (in this
instance Rs.800,000/=),
depending on the nature
of the disablement. |
|
Benefits at Maturity |
|
|
You will receive 150% of
the Insured Amount and
in this instance
Rs.600,000 will be paid
to you. |
|
Even though the
Policy has matured,
certain important
benefits will continue
as long as you live,
without payment of any
additional premium. |
|
|
Hospitalisation
Benefit :
Your hospitalisation
benefits will continue
unchanged for the rest
of your life. In this
instance it will be
Rs.80,000/= per year for
as long as you live or clash plan 2,000/= per day. |
|
|
Natural Death Benefit
:
20% of the Insured
Amount, and in this
instance Rs.80,000/=
will be paid to your
beneficiary on your
death. |
|
|
Accidental Death
Benefit :
A sum equivalent to the
basic insured amount and
in this instance
Rs.400,000 will be paid
to your beneficiary in
the event of death by
accident. |
|
Enhanced Protection for
You |
|
|
For a nominal additional
premium you can enhance
your life cover up to 8
times the insured
amount, and the personal
accident cover (death,
total & permanent
disability, partial &
permanent disability) up
to 15 times the insured
amount. Critical illness
cover too can be
enhanced up to the value
of the 40%of additional life
covers. |
|
Protection for Your
Spouse |
|
|
For nominal additional
premia you can include
your spouse as well
under this policy. Your
spouse can receive life
cover up to the value of
the life covers taken by
you. Personal accident
(death, total &
permanent disability,
partial & permanent
disability) and Critical
illness covers can also
be taken up to the value
of the respective covers
you have taken.
|
|
|
Annual hospitalisation
cash plan up to 1% of
the insured amount per
day, up to 180 days
(excluding first 3 days
in hospital). Your
spouse will be entitled
to this benefit each
year, even if there is
was a claim in a
previous year. |
|
Protection for Your
Children |
|
|
Children below 18 years
can be included for the
annual hospitalisation
cash plan. |
|
|
|
If you need to meet
one of our professional
Financial Advisors to
customise Janashakthi
Life Unlimited Financial
Protection Plan
according to your
distinct needs and wants
please
click here to
Contact Us. |
|
Download Proposal
Form |
