 | Illustration |  |
| Age of Policyholder | 36 years |
| Age of spouse | 36 years |
| Period | 20 years |
| Basic Sum Assured | Rs.400,000/= |
 Additional life cover for 10 times the insured amount for himself/herself. |
| Additional life cover for spouse up to 10 times the insured amount. |
Additional accidental cover (death, total permanent disability, partial permanent
disability) for 20 times the insured amount for himself/herself and spouse both. |
| Additional Critical Illness cover up to 10 times the insured amount. |
| Hospitalisation Cash Plan for spouse and the child. |
| Benefits to the Policyholder: | |
| Amount payable upon survival to maturity. | Rs.600,000/= |
| Total amount payable in the event of death before maturity. | Rs.4,800,000/= |
| Amount payable in the event of accidental death. | Rs.13,600,000/= |
| Amount payable in the event of total and permanent disablement due to accident as described in the policy. (All subsequent premia will be waived). | Rs.8,800,000/= |
| Payment in the event of permanent partial disablement as described in the policy. A percentage of | Rs.8,800,000/= |
| Critical illness benefit payable in accordance with the policy. | Rs.4,800,000/= |
| Reimbursement of Hospitalisation Expenses in a given year. | Rs.80,000/= |
| Free Cover during the Entire Lifetime(After the Maturity Date) |
| In the event of natural death. | Rs.80,000/= |
| In the event of accidental death. | Rs.400,000/= |
| Reimbursement of Hospitalisation Expenses in any year. | Rs.80,000/= |
| Benefits to the Spouse: | |
| Total amount payable in the event of death before maturity. | Rs.1,100,000/= |
| Amount payable in the event of accidental death. | Rs.3,100,000/= |
Amount payable in the event of total and permanent disablement due to an accident as described in the policy.
Future premia for the Spouse cover will be waived. | Rs.2,000,000/= |
| Payments in the event of permanent partial disablement as described in the policy - a percentage of | Rs.2,000,000/= |
| Critical illness benefit payable in accordance with the policy. | Rs.1,100,000/= |
| Daily benefit payable per day spent in hospital. | Rs.4,000/= |
| (The policy has to be in force for at least 90 days, payments will be made from the 4th day onwards for 50 days). |
| Benefits for the Child/Children: | |
| Daily benefit payable per day spent in hospital. | Rs.4,000/= |
| Premium |
Amount |
| Annual |
133,905/- |
| Half yearly |
68,961/- |
| Quarterly |
35,150/- |
| Monthly |
12,051/- |
|
The annual premia payable for different ages are given below
| Age of Insured Spouse |
Premium |
| 25/25 |
Rs.91,155/= |
| 30/30 |
Rs.105,940/= |
| 40/40 |
Rs.166,015/= |
| 45/45 |
Rs.215,430/= |
| 50/50 |
Rs.273,055/= |
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